patient protection and affordable care act that went into effect in 2014

patient protection and affordable care act that went into effect in 2014. patient protection and affordable care act that went into effect in 2014. Discussion Prompt 1

Identify three components of the Patient Protection and Affordable Care Act that went into effect in 2014 and discuss their impact or potential impact on the practice of nursing and medicine. Be specific as to what the provision states, who it affects, and the impact that it may have.

•Discussion Prompt 2

Describe a type of health care spending that you consider wasteful or services that you consider have little or no benefit. Explain why you find the spending wasteful, and if eliminated, what impact it may have on the American public

patient protection and affordable care act that went into effect in 2014

patient protection and affordable care act that went into effect in 2014

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Insurance and Risk Planning: Obamacare – Affordable care Act

Insurance and Risk Planning: Obamacare – Affordable care Act. Insurance and Risk Planning: Obamacare – Affordable care Act. Insurance and Risk Planning: Obamacare – Affordable care Act

 

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In 2012 President Barack Obama passed the Affordable Care Act, also known as “Obamacare”. This Act reforms the health care system in the United States. A key element of the Affordable Care Act is to mandate people to buy health insurance plans from centralized exchanges. The insurance plans available from the exchange must have some required characteristics. For example, all plans must cover 10 essential categories: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care.

 

In addition, the new law does not allow insurers to charge different rates for health insurance because of health status or gender. The government mandates everyone to be insured, by providing subsidies to lowincome individuals and applying penalties to uninsured individuals.

 

In the course of promoting the new health care system, the President stated that the Affordable Care Act will increase the pool of insured which will result in lower premiums. However, opponents of the Affordable Care Act argued that forcing insurance companies to charge the same premium notwithstanding the client’s health status will result in higher premiums. Required

 

1. Based on your understanding of insurance, explain why opponents of the Affordable Care Act believe that mandating insurance companies to insure people with pre-existing conditions on the same terms as people without pre-existing conditions will result in higher health insurance premiums, and in time will result in the collapse of the health insurance market?

 

2. Explain why a key component of the Affordable Health Care Act is the imposition of a penalty on people who do not purchase a complying health insurance policy (ie. why does the Government believe that a penalty is necessary for the new system to work)? How high does the penalty need to be for it to have the desired effect? (hint: no calculations are needed, just a conceptual answer of how high the premium has to be set for the Government to achieve its goal).

 

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Insurance and Risk Planning: Obamacare – Affordable care Act

Insurance and Risk Planning: Obamacare – Affordable care Act

Insurance and Risk Planning: Obamacare – Affordable care Act

For a custom paper on the above or a related topic or instructions, place your order now!

What We Offer:

• Affordable Rates – (15 – 30% Discount on all orders above $50)
• 100% Free from Plagiarism
• Masters & Ph.D. Level Writers
• Money Back Guarantee
• 100% Privacy and Confidentiality
• Unlimited Revisions at no Extra Charges
• Guaranteed High-Quality Content